Fixed-rate mortgage loan

A fixed-rate mortgage guarantees that your interest rate will stay the same for the term of the loan, and won’t change when the market fluctuates. Your interest rate and principal payments are predictable and spread over the course of the loan so you know exactly how much you will be paying on the loan. Fill out the online application and find out if you qualify.
Fixed-rate mortages
  • Lock in an interest rate for the life of the mortgagee
  • Interest rate won’t fluctuate with market conditions
  • Equal monthly loan payments - no balloon payments
  • No pre-payment penalties
The rate you pay depends on your circumstances and mortgage amount, and may differ from the Representative APR. This means you're not guaranteed to get the rate you see in the mortgae calculator.
What you’ll need to provide with your fixed-rate mortgage application
Your address information for the past 3 years
A copy of your driver’s license or state-issued photo ID
Your monthly income and expenses
Proof of employment for the past five years
If you plan on adding co-applicants, make sure you have these documents for them as well
You may qualify if you:
  • are 18+ years old and a US resident
  • have not declared bankrupcy in the past 5 years
  • have a credit score over 810 and a good payment history
  • haven’t taken a loan in the past 90 days
Ready to apply?